Section 184 Indian Housing Loan Guarantee Program Increase in the Loan Guarantee Fee
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Summary
AI summary — grounded in the notice text
HUD is increasing the upfront loan guarantee fee under the Section 184 Indian Housing Loan Guarantee Program from 1.00% to 1.50% for all new Firm Commitments, including refinances, effective October 1, 2026. HUD is also raising the upfront fee for new Section 184 Skilled Workers Demonstration Program Firm Commitments from 0% to 1.00%, effective the same date. The annual loan guarantee fee remains at zero for all Section 184 loans. This change does not apply to loans already guaranteed, only to new Firm Commitments issued on or after October 1, 2026.
Key Quotes
Verbatim from the notice
“HUD is increasing the upfront loan guarantee fee for all new Section 184 Firm Commitments, including refinances, from 1.00 to 1.50 percent, effective October 1, 2026.”
Verbatim from the notice
“This increase will not apply to loans currently guaranteed by this program. It will only apply to new Firm Commitments issued by HUD on and after October 1, 2026.”
Verbatim from the notice
“Annual loan guarantee fees will remain at zero for all Section 184 loans.”
Key Dates
- Published
- Sep 28, 2026
- Effective
- Oct 1, 2026