Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates
Active — no superseding, extending, or expiring guidance found in our tracking.
We track lifecycle status automatically from primary sources; we do not certify it. Verify against the primary source before acting.
Summary
AI summary — grounded in the notice text
This HUD notice announces updated debenture interest rates paid on debentures issued for FHA-insured loans or mortgages under the National Housing Act. For debentures issued under Section 221(g)(4) during the 6-month period beginning January 1, 2026, the rate is 4 percent, while debentures issued under other provisions during that same period bear interest at 4 3/4 percent. This does not directly affect PHA housing assistance programs but is relevant for FHA mortgage insurance claims processing.
Key Quotes
Verbatim from the notice
“The interest rate for debentures issued under Section 221(g)(4) of the Act during the 6-month period beginning January 1, 2026, is 4 percent.”
Verbatim from the notice
“The interest rate for debentures issued under these other provisions with respect to a loan or mortgage committed or endorsed during the 6-month period beginning January 1, 2026, is 4\3/4\ percent.”
Key Dates
- Published
- Aug 21, 2026
- Effective
- Jan 1, 2026